Cost-Plus Pricing
Honest Prescription Pricing. No Surprises.
At Sunshine Pharmacy, you pay the actual cost of your medication plus a small flat fee — nothing more. No hidden markups, no PBM middlemen, no pricing that changes day to day. Just a clear, honest number before you ever arrive at the counter.
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How Our Pricing Works
Our cost-plus model is the simplest pricing structure in pharmacy. Here is the exact formula:
Your price = Actual drug cost + small flat pharmacy fee
That’s it. No markup layers. No insurance middlemen taking a percentage. No price that fluctuates week to week.
We use the National Average Drug Acquisition Cost — the published benchmark for what pharmacies actually pay for medications — as our baseline. We add a consistent, flat fee for our pharmacy services. The result is a price that is transparent, predictable, and frequently lower than what you would pay at a chain pharmacy even with a discount card.
Why this matters: Most pharmacy pricing is set by Pharmacy Benefit Managers — large middlemen who negotiate between insurers, drug manufacturers, and pharmacies. Their pricing is opaque, variable, and often has little relationship to what a drug actually costs. Our model bypasses that entirely. What you see is what you pay.
Who Benefits Most From Cost-Plus Pricing
Our pricing model works best for patients who are:
Paying out of pocket If you have no prescription coverage, our cost-plus price on generic medications is frequently the lowest available in Westchester County. Call us with your medication and we will compare it on the spot.
On a high-deductible health plan Many patients with high-deductible plans pay full retail price until they hit their deductible. Our cost-plus pricing can save hundreds of dollars during those months.
On multiple ongoing medications The more prescriptions you fill, the more consistent pricing matters. Combine cost-plus pricing with our Med Sync program and you pick up everything on one day per month — and always know exactly what you will pay.
Frustrated by unpredictable pharmacy bills If you have ever arrived at the counter and been surprised by what you owe, our model is built for you. Your price is clear before you pick up.
Already using a discount card or savings program Bring it in. We accept GoodRx and most major prescription discount programs. Ask us at the counter and we will make sure you are getting the best available price on your medication.
Prescription Savings Programs We Accept
Whether you use a prescription discount card or participate in another savings network, bring it to Sunshine Pharmacy. We participate in major prescription savings programs and accept most discount cards.
Ask us at the counter — we will always find the best available price for your medication.
Call Us to Check Your Price — (914) 607-3939
Frequently Asked Questions
Do I need to sign up for anything to get your cost-plus pricing? No. Our transparent pricing is available to any patient who walks in or calls. No membership, no card, no app required. Just ask us to check your price.
Can I use my prescription discount card at Sunshine Pharmacy? Yes. We accept GoodRx and most major prescription discount cards and savings programs. Just bring it to the counter and we will make sure you get the best available price.
How does your pricing compare to CVS or Walgreens? For generic medications especially, our cost-plus pricing is frequently lower than what you would pay at a chain pharmacy. Call us with your medication name, strength, and quantity and we will give you a comparison on the spot.
What if my insurance price is lower than your cost-plus price? We will always check. If your insurance price is lower we will process it through insurance. We are on your side — we want you to pay the least possible.
Does cost-plus pricing apply to brand-name medications? Cost-plus pricing is most significant for generic medications. For brand medications we participate in manufacturer savings programs and will help you find the best available price.
Do you offer free delivery with cost-plus pricing? Yes. Free home delivery is available throughout Westchester County for all patients regardless of which pricing program you use.
How do I find out my price before coming in? Call us at (914) 607-3939, text us your medication name, or use the price checker above. A pharmacist will respond immediately.
Stop Overpaying.
Start Today.
Sunshine Pharmacy has served White Plains since 2016. Bring us your prescription, any savings program you use, or simply ask. We will find the best available price and give you the personal, expert care no chain pharmacy can match.
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Call us: (914) 607-3939 Visit us: 276 Main St, White Plains, NY 10601
Free delivery: Throughout Westchester County